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Land titles an integral part of home ownership

Land titles an integral part of home ownership

Land titles are an integral part of home ownership and a necessity when taking possession of a new home. A Land title protects the owner from anyone trying to claim right to the property.

Who handles the processing of land titles?

Service Alberta provides the registering of land ownership rights, while the Land Titles Act provides the legislative agenda for the registering of the land related documents.

What are Land Titles?                               

Land titles are a registering of ownership or possession of land. This is a recorded, and important, legal document that indicates who owns the property.

The most common documents related to Land Titles are:

Builder’s Lien: A builder (contractor, subcontractor, supplier, and labourer) may put a lien on the property as a way to collect money owed on any work that has been completed on the property.

Caveat: A person can register a caveat if they are claiming an interest in a certain piece of land, even if there is already ownership indicated on the property. However, a caveat does require court proceedings to determine the validity of the claim.

Discharge: This is the process of removing or withdrawing a name from the title of the property. 

Mortgage: This is the loan or the money borrowed to purchase the property.

Transfer of Land: This is when land is transferred from one party to another, between the buyer and the seller.

Utility Right of Way: Typically granted to gas and oil pipelines and municipal utilities to give them a ‘right of way’ or permission across many parcels of land.

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